It can be frustrating if you do not get the refund value of your flight ticket. If you have a refundable ticket, then you can request the airline for the refund. But, what if you have a non-refundable ticket or you have to cancel the booking due to unpredictable circumstances? The situation can be similar if you have a reservation on Spirit Airlines. But, you can steer clear of the obstacle with Spirit Travel Insurance.
Plans can change and it could be possible that you have to revoke your bookings. Since Spirit Airlines offers non-refundable tickets, it becomes necessary for you to buy a protection plan. Spirit offers Cancel for any Reason – Cancellation Charge Protection, which enables you to avoid cancellation charges.
Spirit Travel Insurance – Cancel for Any Reason
Cancel for Any Reason is Spirit’s non-refundable cancellation charge protection plan. Under this plan, travelers can cancel their booking for any reason without incurring any cancellation charges. Passengers need to adhere to certain points to take the maximum benefit of the Spirit Travel Insurance Policy.
- Cancel for Any Reason is only available for purchase via spirit.com. Remember that it is an optional service and it may not be available for all the flights.
- The Cancel for Any Reason covers only flight costs.
- Travelers can buy Cancel for Any Reason only at the time of booking. They cannot purchase the CFAR later. Thus, it is not available for existing reservations.
- Also, the traveler has to purchase the Spirit Travel Insurance plan for all the passengers on the booking.
- Cancel for Any Reason protection plan will apply to all flights in the reservation.
- Under the Spirit CFAR, travelers can cancel their booking up to 24 hours before departure of the first flight in the reservation and avoid any cancellation charges. If a passenger cancels their booking within 24 hours of departure, it will be subject to the standard Spirt Airlines Cancellation Policy.
- Spirit Airlines CFAR is not transferable and cannot be used for any future booking.
- If the passenger chooses to use the CFAR option for any flight in their reservation, then all flights whether outbound or inbound will be cancelled by the airline.
- Moreover, passengers cannot exercise the Cancel for Any Reason, if they split their bookings into two bookings. CFAR purchase will be forfeited.
- However, if a passenger chooses to change their departure date, they can still take the benefit of Spirit Flight Travel Insurance. However, passengers should note that CFAR will expire at the earliest of the original cancellation deadline or 24 hours before your newly scheduled departure for the first flight on your itinerary.
- If the price of the booking increases due to a change in flight date, origin, and destination, then CFAR will only apply to the original booking value.
Coverage Option
You get to buy two coverage options under Spirit Airlines.
100% Coverage – Once you cancel your reservation for any reason up to 24 hours before the scheduled departure of the first flight, it gives you the option to either receive 100% of the original reservation cost in the original form of payment or as a one-year reservation credit that can be used for any future flight.
80% Coverage – Gives you the option to cancel your reservation for any reason up to 24 hours before the first flight’s scheduled departure. It also ensures that you will either receive a refund of 80% of the original reservation cost or 100% of the cost as a one-year reservation credit that can be used for any flight booking via spirit.com
What Does Cancel For Any Reason Not Cover?
The cancel for any reason only covers the cost of the flight. It does not cover the following:
- Cost of purchasing Cancel for Any Reason
- WiFi
- AIG Insurance
- Purchases made after the booking
- Modification charges
- Also, Saver$ Club Enrollment Charges
- Donations made to the Spirit Charitable Foundation.
- Additional purchases for your Spirit Vacation.
How to Purchase Spirit Travel Insurance?
You can cancel the Spirit Travel insurance at the time of booking. It is an optional service. You can follow the instructions mentioned below to add the Cancel for Any Reason to your itinerary.
- Visit the official website.
- Click on the “Book” option on the top menu.
- Select one-way or round trip.
- After that, enter the arrival and departure city, date, and number of passengers, and hit the search flight button.
- In the next screen, select your flight.
- Now, enter passenger details, and add bags and seats.
- Next, in the Options section, you can choose to purchase Cancel for Any Reason plan. Click on the check box to accept the terms and conditions
- On the payment page, the total amount will include the fare price plus the CFAR cost.
- Lastly, pay the amount to complete the booking with Spirit Flight Insurance.
How to Redeem the “Cancel for Any Reason” Protection Plan?
You can take the following steps to redeem your travel protection via spirit.com.
- Go to the official website.
- Click on the My Trips option.
- After that, enter the confirmation code and last name of the passenger. The trip details will appear on the screen.
- On the trip summary page, click on the “Cancel flight” option at the bottom of the page.
- Choose the refund option. It can be either an original form of payment or reservation credits.
- Select “Cancel Reservation.”
- After that, you will be taken to the cancellation confirmation page.
If you have CFAR protection in your reservation, the full refund will be automatically generated as per your coverage plan.
However, if you are unable to cancel your booking online, you can reach out to Spirit’s agent via the online chat option. You need to take the following action.
- Visit spirit.com.
- Now, go to the Contact Us page and select the “Let’s chat” option.
- A chat window will pop up.
- Choose the English language and start the chat.
- Type “CFAR” or “Cancel for Any Reason” in the chat box.
- An agent will connect on the online chat.
- Share the details with the agent to execute the redemption process.
Spirit Travel Guard Insurance Cover
If a passenger wants to cover their whole travel plan, they can opt to purchase AIG Travel Guard insurance cover. Spirit Airlines has partnered with AIG to provide TravelGuard insurance to their passengers.
Unlike Spirit’s Cancel for Any Reason plan, the Travel Guard trip insurance covers more than the flight ticket. Travel Guard provides customized insurance covers and can be utilized before, during, and after the trip. Passengers can purchase insurance coverage from the Travel Guard by visiting www.travelguard.com/spirit or by calling Travel Guard at +1 866-877-3191.
Benefits of Travel Guard Insurance
Trip Cancellation- It covers the cancellation of the reservation
- Due to the death of a family member or traveling companion.
- Sickness or injury of a family member, traveling companion, or business partner.
- Canceling the flight due to jury duty or court orders.
- Called for active military service.
Trip Interruption- The travelers can claim insurance when the passenger postpone their trip due to:
- Death of a close family member.
- Injury or severe illness of traveling companion or family member.
- Court orders or jury duty.
- In case of military service.
Trip Delay – If the Spirit flight is delayed by more than 5 hours due to unforeseen events, they can claim the insurance.
Missed Connection – If the passengers miss their connection flight due to the delay of the insured flight, they can claim compensation from the Travel Guard.
Baggage Coverage – The Travel Guard insurance also covers your baggage mishandling. If your trip is insured with Travel Guard, then you claim compensation when Spirit Airlines delays, damages, or lost baggage.
Medical Reimbursement – If the passenger is injured or sick during the trip, the Travel Guard will pay for the medication and hospital charges.
Emergency Evacuation – The insurance also covers evacuation due to any medical emergency or unpredictable event. The Travel Guard will pay for transportation charges to the nearby hospital.
Frequently Asked Questions
Does Spirit offer travel insurance?
Spirit Airlines offers partner travel insurance at the time of checkout. Spirit Airlines has partnered with AIG Travel Guard to protect the trip of the passenger.
What does Travel Guard insurance cover on Spirit reservations?
The Travel Guard insurance in partnership with Spirit Airlines covers trip cancellation, interruption, flight delay, baggage mishandling, medical emergency, and evacuation.
Is spirit travel insurance worth it?
If you are doubtful about your flight travel, then protecting your flight ticket cost will be a good option. Purchasing Spirit Airlines Travel Insurance will help you obtain the total refund of your flight cost.
When can I use Cancel For Any Reason Protection?
You can use Spirit’s Cancel for Any Reason protection up to 24 hours before the departure of the first flight in your itinerary. After this, Spirit Airlines will consider the flight under the standard cancellation policy.
Can I add Cancel For Any Reason to my existing reservation?
No. You cannot add Cancel for Any Reason protection to your existing reservation. It can be purchased only at the time of booking. Once the booking is made, you cannot add it through any means.
How much adding Cancel for Any Reason will cost?
The price to add a Cancel for Any Reason plan will entirely depend on the cost of the reservation at the time of booking confirmation and the coverage plan you choose for your trip.
Does Spirit Cancel for Any Reason apply to all flight segments in booking?
Spirit Airlines Cancel for Any Reason applies to all the flight segments or legs of the booking. Thus, when you revoke your booking, then all the flights in your reservation will be canceled.
Can I purchase CFAR for one passenger in the reservation?
Cancel for Any Reason is provided by Spirit Airlines and it applies to all passengers in the reservation. It cannot be purchased for a single passenger in your reservation.
Is the Cancel For Any Reason service refundable?
The Spirit Airlines Cancel for Any Reason is a nonrefundable cancellation charge protection. If you have purchased the service and have not utilized it, then the CFAR fee will not be refunded.
Can I purchase Cancel for Any Reason using points?
No, you cannot purchase Cancel for Any Reason protection plan by using points. It can be purchased by paying through a debit or credit card only. They can also be purchased for monthly payments.
What does Cancel for Any Reason not cover?
The Cancel for Any Reason plan does not cover WiFi, ancillaries purchased after the booking, travel modifications, price of CFAR rental cabs, cruises, and hotels via Spirit Vacations.
How much refund I will receive upon flight cancellation with CFAR?
Upon a valid cancellation of your flight booking, you will be refunded within the
timeframe specified in Section 3 of these CFAR Terms, you will be refunded an amount equal to a percentage of the coverage plan multiplied by the cost of the base fare, surcharges, ancillary services (such as baggage, seat selection, etc.) purchased at time of the initial booking.
How can I redeem my Cancel for Any Reason Cover?
You can redeem the Cancel for any Reason cover by canceling the flight up to 24 hours before departure. You have to use the Spirit Airlines My Trips feature to cancel the booking. The refund will be initiated automatically upon cancellation.
What happens if Spirit cancels the flight?
If Spirit Airlines cancels your flight, then it will initiate a full refund to all passengers irrespective of the purchase of the “Cancel for Any Reason” cover. There will be no deduction in the flight cost.
Will Travel Guard cover medical expenses?
If you are traveling on Spirit Airlines and get injured or sick during the trip, then passengers with Travel Guard protection are eligible for medical expenses. Travel Guard will take care of hospital and medical bills. It will also reimburse for the emergency evacuation and pay for the transportation.
Does Spirit Airlines Travel Guard Insurance provide protection for baggage?
With Travel Guard Insurance, passengers will have all-around protection for their trip. Travel Guard Insurance covers baggage under its plan. If the baggage is delayed, damaged, or lost by Spirit Airlines, they can claim compensation from the Travel Guard.
What are the CFAR coverage options?
Spirit Airlines offers two coverage options. Under the 100% Coverage option, you will either receive 100% of the original reservation cost in the original form of payment or 100% as a reservation credit. On the other hand, under 80% Coverage -you will either receive a refund of 80% of the original reservation cost or 100% of the cost as a travel credit.
How can I add Spirit’s Cancel for Any Reason to my itinerary?
You can add Spirit’s Cancel for Any Reason to your itinerary only at the time of booking. It can be added to your booking online via spirit.com. It cannot be purchased through phone calls or at the airport counter.
Is Cance for Any Reason optional service?
The Cancel for Any Reason service provided by Spirit Airlines is an optional service. It is not mandatory. All passengers can purchase it. Passengers can add it by navigating to the “Optional” section while booking their tickets
Why should I buy Spirit Airlines Travel Insurance Plan?
If your family member is sick or there are chances of making last-minute travel arrangements, then it is better to buy a travel insurance plan. Also, if you want to protect your travel from any incident like lost baggage or delay, then you can purchase travel insurance.
How much does it cost for Travel Guard insurance on Spirit Airlines?
The Travel Guard insurance plans on Spirit Airlines start from $190. It increases according to the number of flight segments, passengers, and destinations. You can get the quote by filling out the details at the Travel Guard’s website.
