Delta Travel Insurance – What Does Trip Protection Plans Cover?

Delta-Travel-Insurance

Traveling is a part of our life that makes us enjoy and cherish the little things with our loved ones. On the other hand, what if unwelcoming situations might come and destroy our exquisite vacation? Delta Trip Protection is the need of the hour. It is required because any difficulty in our trips might make our vacation not as brilliant as imagined. We should always be ready beforehand. In this blog, we will dive into what Delta Travel Insurance covers and how it can help you in your time of need.

Types of Delta Travel Insurance Plans

Delta travel insurance supports you and helps you in scenarios where complications and difficulties hinder trips. 

  • The two kinds of Delta Travel protection plans are the following and they cover both pre and post-departure coverage. You can choose the one that is more convenient for you.
  1. Travel Protection Plan
  2. Travel Protection Plan PLUS
Plan Travel protection plan plusTravel protection plan 
Pre-departure Benefitsyesyes
Type of Cancellation fee refund Delta vacation voucher Original form of payment
Period of purchaseOne can purchase it anytime before the final payment One can purchase it anytime before the final payment 
Post-departure BenefitsYesYes
Delta Travel Protection Plans
Requirement of DocumentationNo No 
Documents Requirement For Insurance

What Are The Various Services Provided By Delta Travel Insurance?

What do Delta Trip Protection plans cover? Delta travel insurance option provides us with a range of options and some of the options are quite common and can happen in vacation scenarios, some of them can be stolen, lost, or damaged belongings, medical expenses, cancellation of trips, and many more. Here are all the services that Delta Travel Insurance provides:

EMERGENCY MEDICAL AND DENTALYou will get paid back for any medical or dental help
EMERGENCY MEDICAL TRANSPORTATIONYour expenses for emergency medical transportation will be covered through Delta trip protection plans.
TRIP CANCELLATION PROTECTIONIf you are required to cancel your trip due to a covered reason you will get paid back your prepaid and non-refundable travel expenses. 
TRIP INTERRUPTIONYou will be paid back the unused, nonrefundable portion of your trip with increased transportation costs if any trip interruption is caused due to any covered reason. 
TRAVEL/TRIP DELAYCompensation for meals and accommodations when your travel is delayed 6 or more hours.  
BAGGAGE LOSS/DAMAGEYou will get a reimbursement of $500 on your essential items through Delta Travel Insurance that have been lost, stolen, or damaged.  
24-HOUR HOTLINE ASSISTANCEFor your medical, legal, and travel-related emergencies, 24-hour hotline assistance is available always. 
CONCIERGEDelta Travel Insurance wants to make your experience incredible. Get destination information, restaurant reservations, show tickets, and more.
BAGGAGE DELAYIf your baggage is delayed for more than 24 hours Delta trip protection plans will cover you for the replacement of your essential items.
Services Covered in Delta Trip Protection Plans

How To Redeem The Delta Trip Protection Plan?

Utilize Delta Travel Insurance and use all its crucial benefits, because when we are in need we need to make sure that we claim our insurance precisely and correctly. We should be aware of the process and how to make use of insurance in times of panic so that less time is being utilized and our work gets done efficiently. Here are the steps to redeem the Delta Travel Insurance.

  • You can contact Delta Vacation through their phone number 1-800-800-1504 or their official website delta.com/vacations
  • As part of the payment procedure, you will need to enter/provide your 12-digit travel certificate number printed on the front of your travel certificate.
  • You should provide an additional form of payment, if necessary.
  • During the booking process, Delta Vacations will issue and send your travel documents using the delivery method you requested. 

Delta Trip Protection Plans Cancellation policy

Cancel For Any Reason Waiver is applicable only when the Travel Protection Plan Plus

  • Purchased within seven (7) days of depositing for the trip.
  • Payments made with miles and/or travel certificates will be refunded as a travel certificate with an expiration date of one year from the date of allocation of such travel certificate. All other payments will be refunded to the original form of payment.  

Cancel for any reason waiver is applicable only when the travel protection plan

  • Purchased within seven (7) days of depositing for the trip.  
  • The refund of the cancellation fee will go to Delta Vacations travel certificate valid for one year from the issuance date of such travel certificate. 

Note: Pre-existing conditions coverage is applicable if a travel protection plan is bought within (14) days of the initial deposit for your trip.

Is Delta Travel Insurance Fruitful To Invest In?

According to us, it’s not worth buying Delta travel insurance, because it offers very dull travel insurance coverage. On one hand, it is very expensive compared to other insurances and offers no medical coverage if you get sick on your trip to the USA in the Delta domestic plan. The Delta trip protection plan for international flights provides $10 for travel medical insurance which is much less. Additionally, the cancel option but the period to do that is very small and it’s not very flexible according to the needs of the audience. It is not worthwhile to invest as passengers need adjustability in services so that they can make changes according to their budget and resources. 

Frequently Asked Questions (FAQ’s)

What insurance does Delta Airlines use?

Your vacation is needed for peace of mind and energy reinforcement. Delta travel insurance is administered by Alliance Insurance Company.

Does Delta have travel protection?

Delta travel insurance supports you and helps you in scenarios where your trips are hindered by complications and difficulty. The two kinds of Delta Travel protection plans cover both pre and post-departure coverage.

Can you add Delta trip insurance later?

Travelers can purchase Delta travel protection at the time of booking or as an add-on to existing reservations.

What does trip insurance cover?

Delta trip insurance covers emergency medical and dental, emergency medical transportation, trip cancellation protection, trip interruption, travel and trip delay, baggage loss and damage, baggage delay, change fee, concierge, and 24-hour hotline assistance.

Name types of travel insurance plans?

 The two types of travel insurance plans are

  1. Travel Protection Plan
  2. Travel Protection Plan PLUS

Does Delta Travel insurance cover both pre-departure and post-departure coverage?

Yes, both plans of travel insurance plans which are the Travel Protection Plan and Travel Protection Plus cover both pre-departure and post-departure coverage. 

How to redeem the Delta Travel Insurance plan?

Here are the steps to redeem the Delta Travel Insurance.

  • You can contact Delta Vacation through their phone number 1-800-800-1504 or their official website delta.com/vacations
  • As part of the payment procedure, you will need to enter/provide your 12-digit travel certificate number printed on the front of your travel certificate.
  • You should provide an additional form of payment, if necessary.
  • During the booking process, Delta Vacations will issue and send your travel documents using the delivery method you requested. 

What is the Cancellation Policy in Delta Trip Protection plans?

Cancel For Any Reason Waiver is applicable only when the Travel Protection Plan Plus

  • Purchased within seven (7) days of depositing for the trip.
  • Payments made with miles and/or travel certificates will be refunded as a travel certificate with an expiration date of one year from the date of allocation of such travel certificate. All other payments will be refunded to the original form of payment.  

Cancel for any reason waiver is applicable only when the travel protection plan

  • Purchased within seven (7) days of depositing for the trip. 
  • The refund of the cancellation fee will go to Delta Vacations travel certificate valid for one year from the issuance date of such travel certificate. 

Note: Pre-existing conditions coverage is applicable if a travel protection plan is bought within (14) days of the initial deposit for your trip.

Is Delta Travel Insurance fruitful to invest in?

According to us, it’s not worth buying Delta travel insurance, because it offers very dull travel insurance coverage. On one hand, the Delta domestic plan offers no medical coverage if you get sick on your trip to the USA, making it very expensive compared to other insurance.

What services are provided by Delta Travel Insurance for Lost, damaged, or stolen baggage?

You will get a reimbursement of $500 on your essential items through Delta Travel Insurance that have been lost, stolen, or damaged.  

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